EMI Locker App₹60 / activation key No factory resetFree demo

Total Control.
Complete Security.
The EMI Locker for Phone Retailers.

Selling smartphones on EMI? Lock an overdue device remotely, send EMI reminders on SMS and WhatsApp, fetch its location and recover faster — all from one dashboard. Fresh phones enrol by QR at the counter; already-running phones enrol by app install.

Try the free demo → Open dashboard Customer payment portal

✓ Remote lock / unlock✓ UPI payments — no gateway ✓ English · हिन्दी · বাংলা✓ Works offline on device

Retailer consolelive shop
Sanjay — Redmi 12CDue today
Imran — Galaxy A15Locked · 4 days
Rupa — vivo Y28Paid · active
Today's collection₹6,400
Activation keys left42
Built for Indian mobile shops · single shop or multi-branch network Device Owner · UPI · WhatsApp · QR enrolment
₹60per activation key — pay only for customers you add
3 daysdefault grace before an overdue phone auto-locks
4 tiersSuperDist → Distributor → Sales → Retailer
3 languagesEnglish · हिन्दी · বাংলा on the lock screen
Core CRM & Features

Everything you need to run a financed-phone business

Customer records, EMI schedules, collections and device control in one place — no separate hardware, no per-phone app from us.

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Customer onboarding

Add a customer with both IMEIs, down payment, financier name and EMI plan. Key is consumed per activation — ₹60 each from your wallet.

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Automated EMI tracking

Daily, weekly or monthly schedules with a full collection ledger. Dues and overdue lists on the shop console and the dashboard.

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SMS & WhatsApp reminders

Due, overdue and lock notices plus payment receipts straight to the customer. Plug in your Twilio and GreenAPI credentials — every send is logged.

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Remote lock & unlock

One tap locks an overdue phone; recording the payment unlocks it. Lock screen carries your shop's contact and the due amount.

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QR enrolment

Factory-fresh phones are provisioned as Device Owner by scanning a QR at the counter — no typing, no setup app from the store.

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Trading report (PDF)

Collections in a period, customer ledger with down payment and financier, downloadable as a PDF from the dashboard.

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Multi-tier network

SuperDist → Distributor → Sales → Retailer. Each tier sees only its own customers and earns its own margin.

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Free demo shop

Sign up with your shop name and mobile number — 5 keys, 14 days, every real feature. No card, no sales call.

Built For You

Who is EmiGuard for?

Whether you run one counter or a chain of stores, the same locker protects the financed phone.

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Mobile phone retailers

Sell smartphones on EMI with confidence — enrol at billing, lock remotely when a payment is missed, unlock the moment it clears.

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Finance companies

Manage a financed portfolio across dealers from a central dashboard, with per-dealer scope and reporting.

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Multi-branch stores

One account for every branch. Track collections, dues and device status chain-wide.

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Consumer electronics shops

Offer EMI on tablets and other Android 8.0+ devices with the same lock, alert and recovery controls.

The Actions Panel

Ultimate remote device control

This is your superpower. Every control below runs on the customer's phone — no visit, no factory reset.

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Instant lock & alerts

Remote lock/unlock, EMI reminder audio and full-screen must-acknowledge alerts via push.

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Lock-screen warning

Set the wallpaper and lock message to the due amount and your shop's number.

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App, camera & call control

Block camera, block or hide apps, block outgoing calls — graduated escalation before a full lock.

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Location & SIM fetch

Live coordinates and IMEI/SIM details for recovery and ownership proof.

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Password reset / view

Help a customer who forgot their screen lock, without a shop visit.

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Reboot & policy apply

Restart the phone or push the cached policy when it has no internet.

The EmiGuard advantage

Why retailers choose it

Built for the Indian retail ecosystem — UPI payments land in your own account, and every action leaves an audit trail.

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No payment gateway

Customers pay by UPI to your UPI ID through the payment portal or QR. No gateway cut, no settlement delay.

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Device Owner protection

Runs as device owner, so uninstall and accessibility tricks fail. A factory reset is recorded as an unlinked device in your dashboard.

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Works without internet

The last known policy is cached on the phone — lock and unlock still apply when the SIM has no data.

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Full audit trail

Every command, payment and notification attempt is logged with who did it and when.

Works on the phones you actually sell

Any Android 8.0+ device — the lock and controls are OS-level, not brand-specific.

SamsungXiaomi / RedmiOPPOvivorealmeOnePlusMotorolaNokiaLenovoTecnoInfinixAndroid 8.0+
Simple process

How it works

From wallet top-up to a locked phone — the whole loop, in seven steps.

1 Top up

Add money to your retailer wallet from the dashboard (UPI).

2 Buy keys

₹60 per activation key. Keys are the unit you resell.

3 Add customer

Name, both IMEIs, down payment, financier, EMI amount and tenure.

4 Enrol device

Scan the setup QR on a fresh phone, or install the app on a running one.

5 Remind

Due/overdue notices on the app, portal, SMS and WhatsApp.

6 Auto-lock

After the 3-day grace the phone locks with your contact on screen.

7 Unlock

Customer pays by UPI; you approve and the phone unlocks itself.

Run a full demo shop — free, 5 keys, 14 days

Sign up with your shop name and mobile number. Every feature is the real one — add 5 customers, enrol your own Android by QR and run the whole lock → reminder → payment → unlock cycle before you decide.

Create free demo →

No card · no sales call · cancel anytime

Get the shop app

One app for the shop console and the customer phone. Sign in with your dealer code — your mobile number — and password.

Download for Android

Install the app on the shop's phone, sign in with your mobile number, and manage customers, dues and lock controls.

Download app (APK)

One app, two roles

On a customer's phone it enrols and locks as Device Owner. On the shop's phone it signs you into the console — same APK, same updates.

See the customer view

QR code to install the EmiGuard app
Support

Frequently asked questions

Everything a retailer asks before the first sale.

What happens when a payment is missed?

Due/overdue reminders fire (dashboard list, portal banner, and SMS/WhatsApp when enabled), a grace period (default 3 days) applies, then the phone auto-locks with the shop's contact on the lock screen. Record the payment and it unlocks itself.

Can the customer just uninstall or reset it?

No — it runs as a Device Owner, so normal uninstall and accessibility tricks fail. A factory reset removes it, but that is recorded: the device shows up as unlinked in your dashboard so you know it happened.

Do I need a payment gateway?

No. Customers pay by UPI directly to your own UPI ID through the payment portal / QR — no gateway cut, no settlement delay. Key top-ups are prepaid from your wallet.

Which phones does it work on?

Android 8.0 and above. Fresh phones enrol by QR provisioning at setup; already-running phones enrol by installing the app. The customer's lock screen follows the phone's language or the one you pick per device — English, हिन्दी and বাংলा.

Is this legal? What about consent?

Locking is based on the customer's written consent captured at the point of sale (stored with the record). See the Privacy policy and Terms.

What does it cost?

₹60 per key activation from your wallet — pay only for customers you add. Build your own SuperDist → Distributor → Sales → Retailer network with your own margins.